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Earnest Money Deposit – The check accepted with the offer on your new home. It is cashed at the time the contract is agreed upon and signed by all parties.
~$1,000-$5,000, home price dependent. You can get that money back depending on seller’s share of closing costs
Radon Inspection - only for homes with a basement and only if you want it
Lead Paint Testing - only for homes built before 1978 and only if you want it
Mold Inspection - only if you want it
Air quality: ~$450 (outside + 1 room, e.g. basement), $95/additional room – 1 floor like basement is adequate
Visual: ~$200, but credited to mold abatement
Well inspection - only for homes with a well
Septic Inspection - pick and shovel, only for homes with a septic system
Termite Inspection - paid by seller if financing with a VA loan
Chimney Inspection with Camera
Approximately 3% of sales price and can be paid by seller, not you!
Paid by seller!
None for VA buyers. 3.5% of purchase price for FHA buyers, 20% for conventional buyers
Sometimes paid up front depending on lender, $400-$500
*These are approximate costs and may change depending on contractor used.